How to check
- Find the exact contractor
Search the 12-character license and confirm the business identity before relying on any insurance filing.
- Read the selected filing
Review carrier, policy number, amount, effective date, Expiration on File, cancellation date and source update fields when present.
- Check the snapshot date
A filing selected from a daily snapshot can change after publication. New, replacement and cancellation filings may arrive.
- Confirm coverage
For a hiring or risk decision, request an appropriate certificate and verify it with the insurer or the official L&I record.
How to read the fields
CivaVero’s resolver is cancellation- and replacement-aware. It labels the deterministic result as a selected current filing or unknown, but does not transform the official expiration field into a coverage guarantee.
Expiration on File means the expiration date recorded for that filing. The interface keeps that precise label instead of presenting a coverage conclusion.
What the record cannot prove
A filing does not prove that a particular job, person, loss, date, activity, or claim is covered. It also does not show every policy term, exclusion, endorsement, limit, or later carrier action.
Official source: Washington State Department of Labor & Industries contractor verification.